Once paid, your debt is gone forever!
As soon as a settlement has been reached and and you have agreed to the terms, we will secure the settlement offer in writing from the creditor. With your authorization the funds will be dispersed from your bank account to the creditor immediately and once the creditor receives the payment in full, you are free and clear of that debt forever. We will continue to negotiate all of your accounts until all debt in the program is eliminated within 12-36 months.

Remember...

ADF works on behalf of the clients, not the creditors.

Summary of the Benefits of ADF's Hardship Program

• All clients are treated like our own family
• We fight for the best settlements
• We give attention to detail with every client
• We protect clients from any misleading offers made by creditors
• We assure realistic yet excellent results
• We always respond to clients' requests in a timely manner
• We are always willing to work with clients during a crisis
• Your satisfaction is non negotiable!

Our team of skilled negotiators has settled millions of dollars of unsecured debt for people just like you. With years of experience in the consumer credit industry, our company will help you navigate through these difficult times until you become financially free!