America's Debt Firm - Why Us?

ADF Corporate Headquarters

America's Debt Firm is a national debt company proud to say that we have been in the debt elimination business for years and have maintained an impeccable reputation in the United States since our inception. Our philosophy is very simple...Do unto others as you would have them do to you.

In today's corporate environment, many customers/clients become just another number or name in a large database. At ADF we strive to be personable and sincere and we guarantee that you will never contact our firm and reach a random representative that doesn't know you from any of the last 100 calls they have taken.

Once accepted as a client you will be assigned to a small number of debt analysts, client service representatives and professional negotiators that will handle your every need during your stay at ADF. It should be nice to know that you will never have to re-explain your situation over and over again to someone who hasn't had a prior interest in your goal to becoming debt free.

Many other debt relief companies outsource their customer relations and negotiations departments to cut costs and exposure. At ADF you can rest assured that we are a full service debt management company that keeps your best interests paramount. Using our unrivalled debt negotiation process we have settled millions of dollars in unsecured debt for our clients. Our team of consumer debt industry experts maintain a working relationship with your creditors and help to resolve our clients' debt situation.

Creditors are always looking to avoid the often ineffective, yet sometimes necessary, harassment techniques and legal actions. The simple fact is that the creditors are willing to work with ADF to reduce our clients' unsecured debt with the understanding that the settled amount will be paid in full within 18 to 36 months, in most cases.

We provide our clients with an affordable program with one direction in mind; a path to financial freedom within 12 to 36 months. Our proven negotiation process allows our clients to get back on their feet financially so that they can begin enjoying a stress free, debt free life.

What to Expect

Creditor	Unsecured Debt	Settlement	Settlement + Fees	Total % You Pay
Chase	$1,843.00	$645.05	$866.66	47%
Sears	$2,550.00	$1,202.26	$1,508.26	59%
Discover	$2,935.00	$587.00	$939.20	32%
Optima	$3,128.00	$2,471.12	$2,846.48	91%
First USA	$3,653.00	$1,664.88	$2,103.24	58%
MBNA	$3,964.00	$1,664.88	$2,140.56	54%
Providian	$11,929.00	$2,743.67	$4,175.15	35%
Totals	$30,010.00	$10,592.53	$14,579.75	54%

America's Debt Firm is registered with the Secretary of State and complies with all
required State & Federal laws. We are registered with the Better Business Bureau;
ADF is an Invited Member of the US Chamber of Commerce.
Disclaimer: Services not available in all states. ADF does not provide legal or tax advice.